Hiring a general contractor is the most consequential financial decision most North Texas homeowners make outside of buying a house. The right GC turns your construction project into an experience you would repeat. The wrong one turns it into years of disputes, incomplete work, missed permits, and potentially a mechanics lien filed against your property.
The Fort Worth construction market is active – which means both genuinely excellent contractors and opportunistic operators who call themselves general contractors while lacking the experience, insurance, and integrity the title requires. The way you protect yourself is clear: know what to verify before you hire, know what to ask, and know what the answers should look like.
This guide applies to any significant construction project in the North Texas area – a custom home, an addition, a deck, an ADU, an outdoor living space, or an exterior renovation.

What a General Contractor Actually Does
A general contractor manages the complete execution of a construction project. That includes:
- Hiring and managing all subcontractors: framing, plumbing, electrical, HVAC, finish carpentry, roofing, concrete, and more
- Obtaining all required building permits and scheduling every required inspection
- Procuring materials or coordinating material procurement with suppliers
- Managing the project schedule and sequencing trades so each phase is ready for the next
- Quality control at every phase before the following phase begins
- Financial management: draws, subcontractor payments, and overall budget tracking
- Communication with the homeowner throughout the project
A GC’s real value is not just in building things. It is in coordinating the dozens of interdependent decisions and timelines that make a construction project succeed or fail. A project that looks straightforward from the outside typically involves 15 to 30 subcontractor relationships, hundreds of material specifications, and dozens of municipal inspections. The GC holds all of it together.
Step 1: Verify Licensing and Insurance Before You Do Anything Else
Texas does not require a state-level general contractor license for most residential construction. This surprises most homeowners – and it is one reason the Texas residential market has a wider quality range than states with stricter licensing requirements.
However, specific licensed trades working under your GC must carry current state licenses:
- Electricians are licensed through the Texas Department of Licensing and Regulation (TDLR)
- Plumbers are licensed through the Texas State Board of Plumbing Examiners
- HVAC technicians are licensed through TDLR
What to require from every GC before signing anything:
Certificate of General Liability Insurance. Minimum $1,000,000 per occurrence is standard for residential GC work. Have the GC’s insurance provider send the certificate directly to you. Do not accept a certificate handed to you by the contractor – policies can be outdated or altered. Verify the expiration date and call the issuing insurer to confirm the policy is active.
Certificate of Workers’ Compensation Insurance. Any contractor with employees must carry workers’ comp. If a worker is injured on your property and the GC carries no coverage, you can be held liable as the property owner. This is not a technicality.
License numbers for all licensed trades. Get these in writing before work begins and verify them through the appropriate state licensing authority.
Step 2: Evaluate Experience Specific to Your Project Type
“I have been building for 20 years” tells you almost nothing without context. Two decades of production home building in a subdivision does not prepare a contractor for managing a custom barndominium on acreage with a post-tension slab and a complex outdoor living build.
Ask specifically:
- How many projects similar to mine in scope, type, and budget have you completed in the last three years?
- Can you provide three to five references from homeowners whose projects were similar to mine?
- Can I visit a recently completed project and see your work in person?
Then actually call the references. Ask them:
- Was the project completed within the original budget?
- Was it completed within the original timeline?
- How did the contractor handle problems or unexpected conditions?
- Would you hire them again without hesitation?
- Is there anything you wish you had known before you hired them?
The most revealing reference question is not “did it turn out well?” Most contractors only give you references for projects that went well. Ask how problems were handled and whether the contractor communicated honestly when things did not go as planned.
You can review completed project examples from Lawrence Construction Services in our project gallery, and our frequently asked questions page addresses common questions about our process and approach.
Step 3: Get a Detailed Written Estimate – Not a Ballpark Number
A professional general contractor provides a written, itemized estimate that includes:
- Scope of work in specific detail – what is included and what is explicitly excluded
- Material specifications by brand and product line, not generic descriptions
- Allowances for items not yet selected (flooring, fixtures, tile, appliances)
- Timeline with expected completion date
- Payment schedule tied to construction milestones, not calendar dates
Any contractor who offers a single lump-sum number without supporting detail is either not organized enough to manage your project or is deliberately keeping things vague to avoid accountability.
Pay close attention to allowances. An allowance is a placeholder for items you have not yet selected – “tile allowance: $5.00 per square foot,” for example. If you ultimately choose tile at $12.00 per square foot, the difference comes out of your budget. Allowances set too low are one of the most common mechanisms for budget overruns on residential construction projects.
Ask directly: “Are these allowances what your clients typically spend, or are they set low to keep the bid number attractive?”
Step 4: Understand the Contract Before You Sign It
Construction contracts protect both parties – and the specific language matters. Before signing with any North Texas GC, verify the contract includes:
Detailed scope of work. Every element of the project described specifically. Vague scope is where disputes originate.
Payment schedule tied to milestones. Never pay more than 10 to 15% as a deposit before work begins. Legitimate contractors do not require large upfront payments because their subcontractor relationships and material accounts allow them to manage cash flow through milestone-based draws. A contractor requiring 40 to 50% upfront is a significant warning sign.
Written change order process. Every change to the original scope – regardless of size – should be documented in a signed change order before execution. Verbal change orders lead to disputes without exception.
Timeline and completion date. Including reasonable provisions for weather delays and material lead times, and consequences for delays outside those provisions.
Lien waiver provisions. At each payment milestone, you should receive a conditional or unconditional lien waiver from the contractor and major subcontractors confirming payment covers work completed. This protects you from a subcontractor filing a mechanics lien against your property because your GC failed to pay them after you paid the GC.
Warranty terms. What is covered, for how long, and by whom.
Step 5: Recognize Red Flags Before You Sign Anything
No physical business address. A contractor operating solely from a P.O. box or reachable only by cell phone is harder to locate if problems arise after you have paid.
Pressure to decide immediately. Artificial urgency is a sales tactic. A contractor confident in their work and their reputation does not need to pressure you into a 24-hour decision.
Suggesting you skip permits. Any contractor who recommends bypassing the permit process to “save time” is exposing you to fines, forced demolition, insurance claim denial, and complications at resale. Walk away.
Large upfront payment requirements. Standard for custom-order materials, but a large general deposit before any work has begun is outside normal practice.
Reluctance to provide written estimates, references, or insurance certificates. Professional business administration is a reflection of professional job site management.
Subcontractors who are not licensed for their trade. Ask specifically who will do the electrical, plumbing, and HVAC work and verify their license numbers before work begins on your project.
What to Expect During a Well-Managed Construction Project
Once you have hired the right contractor, here is what a professional construction engagement looks and feels like:
Regular, proactive communication. Weekly updates at minimum during active phases. You should always know what was done, what is coming next, and what decisions you need to make.
Transparent problem identification. Every project encounters surprises. The difference between a good contractor and a great one is that the great one surfaces the surprise before it becomes a crisis – with a proposed solution and a clear picture of the cost impact.
Respect for your property. Job sites are inherently messy, but they should be organized. Materials stored properly. Damage to existing areas of your home addressed promptly, not ignored.
Inspection coordination. Your contractor schedules and manages all required inspections, maintains inspection records, and keeps you informed of results. You should never discover a failed inspection you did not know was coming.
Our decks and pergolas service page describes our project management approach for outdoor living and custom construction projects – the same approach we apply across all LCS projects in the Fort Worth and Azle area.
Ready to discuss your project? Contact Lawrence Construction Services at (817) 612-7010.
8 Frequently Asked Questions About Hiring a General Contractor in Fort Worth
Does a general contractor in Texas need to be licensed?
Texas does not require a state-level general contractor license for most residential construction. However, specific trades working under a GC must be licensed: electricians and HVAC technicians through TDLR, and plumbers through the Texas State Board of Plumbing Examiners. Some Fort Worth-area municipalities have local contractor registration requirements in addition to state trade licensing. Regardless of licensing requirements, always verify that your GC carries current general liability and workers’ compensation insurance before any work begins.
How much does a general contractor charge in Fort Worth?
General contractors in the Fort Worth area typically factor a fee of 15% to 25% of the total project cost into their pricing, covering project management, overhead, and profit margin. On a $200,000 project, the GC’s portion of the total price typically represents $30,000 to $50,000. This fee is usually built into the total project price rather than listed as a separate line item. Always ask how the fee is structured so you understand what you are comparing when evaluating multiple bids.
How do I verify a contractor’s insurance in Texas?
Request that the contractor’s insurance provider send a certificate of insurance directly to you – do not accept a certificate handed to you by the contractor. Call the issuing insurer to confirm the policy is active and review the expiration date carefully. Verify general liability coverage at $1,000,000 per occurrence minimum. Confirm workers’ compensation coverage is in force for all employees. For licensed trade subcontractors, verify license status through TDLR at tdlr.texas.gov or through the Texas State Board of Plumbing Examiners for plumbers.
What should a construction contract include in Texas?
A residential construction contract should include a detailed scope of work, itemized pricing with specific material specifications, a payment schedule tied to construction milestones, a written change order process requiring signatures before execution, a project timeline with a completion date, lien waiver provisions at each payment milestone, and warranty terms for labor and materials. Any contract using vague scope language or lacking milestone-based payment terms creates conditions for disputes. Never sign a contract with language you do not fully understand.
How much should I pay a general contractor upfront in Fort Worth?
A reasonable and standard deposit for residential construction in North Texas is 10% to 15% of the total project cost, paid before work begins to cover startup costs and initial material procurement. Some projects with significant custom-order materials may require additional deposits tied to specific purchase orders. Any contractor requesting 30%, 50%, or more of the total project cost before work begins is outside normal professional practice and represents real financial risk to you as the homeowner.
What happens if a contractor does not finish my project in Texas?
If a contractor abandons or fails to complete contracted work, start with a written demand letter specifying the incomplete scope and a reasonable completion deadline. If the contractor does not respond or comply, you may have grounds for legal action under the Texas Property Code, which provides specific remedies for homeowners in construction disputes. Mechanics lien filings by unpaid subcontractors can complicate the situation, which is why lien waivers at each payment milestone are so important. A real estate attorney familiar with Texas construction law can advise on your specific situation.
How do I compare bids from multiple contractors?
For bids to be comparable, every contractor must be working from the same written scope of work, drawings if available, and material specifications. A low bid based on a thinner scope or lower-grade materials is not comparable to a comprehensive bid – it only looks better until the project is underway and scope gaps become change orders. Ask each bidding contractor to itemize their estimate and to identify specifically what is and is not included. Plan to evaluate at least three bids before making a decision, and prioritize scope clarity and contractor track record over the lowest number.
How long should a residential construction project take in Fort Worth?
Timelines vary significantly by project type. A deck installation takes 1 to 3 weeks of active construction after permit approval. An outdoor living space with pergola and outdoor kitchen takes 6 to 12 weeks. A room addition takes 3 to 6 months. A full custom home in North Texas takes 10 to 18 months from permit approval to certificate of occupancy. Add 4 to 10 weeks for permitting before active construction begins on most projects. A contractor promising dramatically faster timelines than these benchmarks should explain specifically and in writing how they plan to achieve it.
Lawrence Construction Services is a full-service general contractor serving Fort Worth, Azle, and the surrounding Tarrant County area. With 30+ years of combined construction experience, we manage every project with transparency, accountability, and the craftsmanship our clients deserve. Call (817) 612-7010 or contact us online.